Wirtschaftswissenschaftliche Fakultät der Leibniz Universität Hannover

2023 / 2022 / 2021 / 2020 / 2019 / 2018 / ältere Diskussionspapiere anzeigen

Diskussionspapiere - Hannover Economic Papers (HEP)

Why Fintechs Cooperate with Banks - Evidence from Germany

Autor: Max Bömer and Hannes Maxin
Nummer: 637, Aug 2018, pp. 31
JEL-Class: G21, M13

We developed a conceptual framework to explain why young financial technology companies (fintechs) seek to cooperate with incumbents from the finance sector. Examining 14 case studies on fintech-bank cooperation, we identified three main reasons: first, banks enable a fintech's market entry; second, banks increase a fintech's profits; and finally, banks enable new fintech products. We observed that each of these reasons is related to particular resources, which fintechs obtain through their cooperation partner. Additionally, we found that fintechs use different label approaches to sell their products when they cooperate with banks. Based on these results, we developed propositions that can be tested in future research.


Diskussionspapier als PDF-Datei herunterladen
BibTeX-Datensatz herunterladen

| ©2004 - 2023 Wirtschaftswissenschaftliche Fakultät, letzte Änderung am 2014-09-02 11:55:06